Researcher | Author | Consultant
Guest Assistant Professor (UCSI University, Malaysia)
Research and professional practice spanning emerging technologies, FinTech, digital transformation, and technology foresight.
Where research, advisory work, and national programmes intersect.
FinTech, AI adoption, and digital platforms shaping financial and public services.
Strategy and delivery for digitalisation across banking, insurance, and government.
Anticipating technology shifts to inform policy, programmes, and investment decisions.
Survey-based, deductive research with SmartPLS, SPSS, and rigorous reporting.
A national platform, a recent publication, and a forthcoming book — highlights from the current portfolio.
Spearheaded the national health insurance information exchange platform for the Financial Services Authority (FSA), enabling secure exchange among providers, payers, and TPAs.
Outcome Ranked 5th globally in the E-Government IT Applications category at the WSIS Forum 2025, Geneva.
All projectsInternational Journal of Economics and Finance Studies, 15(01), 164-203
Read citationA practical guide helping doctoral researchers prepare and structure research data for analysis in SmartPLS, using SPSS and Microsoft Excel as supporting…
View booksFrom banking systems and national platforms to academic research and foresight.
MTCIT — present
UCSI University, Malaysia
Financial Services Authority
Webware / Al Ghalbi
Oman International Bank (HSBC)
Peer-reviewed publications and systematic reviews in FinTech, AI, and digital finance.
International Journal of Intelligent Computing and Cybernetics
International Journal of Risk, Fraud and Reliability, 1(1), 1–18
International Journal of Banking, Finance and Insurance Technologies, 3(1), 92–106
International Journal of Accounting & Information Management
Blockchain in Real Estate. Palgrave Macmillan, Singapore
Selected awards, certificates, and speaking distinctions.
Dhamani — 5th worldwide in E-Government IT Applications
Data preparation — USM Penang
Workshop with Prof. Venkatesh — Sunway University
Publication recognition — UCSI University
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Find publications, commentary, and video content on primary academic channels.
Enquiries are welcome for peer research, workshops, foresight advisory, and professional speaking.
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